← Illinois School District Audit|All Investigations|FOIA Letter Center|Help InvestigateUpdated: May 2026
◆ IL School System Audit 2026
$66.6BTotal Bond Exposure Audited
1,150Districts in Database
247HIGH Priority Districts
18Financial Anomaly Flags
8FPS/Life Safety Mismatches
EMMAMSRB Official Statements Cross-Checked
What This Database Documents

Life Safety Bond Fraud Pattern — 17-2.11 Compliance

Illinois school districts issue Life Safety bonds under 105 ILCS 5/17-2.11 for documented safety deficiencies. Districts spending from the FPS (Fire Prevention & Safety) fund while having NO 17-2.11 bonds on EMMA is a red flag — either (1) they are self-funding safety work without referendum authority, (2) the bond proceeds were misclassified, or (3) FPS fund is being used for non-safety purposes. Seven districts flagged statewide with this pattern including Rockford SD 205 ($4.5M FPS, zero LS bonds) and Decatur SD 61 ($3.3M FPS, zero LS bonds).

Zero Debt Service on Active Bonds

Districts showing active bond balances on EMMA but reporting $0 debt service in AFR data have a data mismatch requiring investigation. Either the district has not started repayment (draw-down phase), the bonds were refinanced without updating AFR classifications, or there is a reporting error. Five districts flagged statewide including Township HSDs 160, 208, 210 and Illinois Mathematics and Science Academy.

Top 30 Districts by Bond Exposure — HIGH Priority
District NameCountyTotal ParBond CountLS BondsEMMA
Chicago Ill Brd EdCook$11.54B260EMMA↗
Illinois Finance AuthorityUnknown$2.70B519EMMA↗
Illinois Edl Facs Auth RevsUnknown$2.68B159EMMA↗
Illinois Fin Auth RevUnknown$1.79B81EMMA↗
Board Of Education Of The City Of ChicagoCook$1.29B5EMMA↗
Illinois Student Assistance Commn Student Ln RevUnknown$1.09B18EMMA↗
Community Unit School District No. 204, Dupage And WillWill$925M130EMMA↗
Illinois Dev Fin Auth RevUnknown$846M75EMMA↗
Community Unit School District Number 205Cook$633M236EMMA↗
Community Unit School District Number 201-U, Will CountWill$508M256EMMA↗
Community Consolidated School District Number 50 Lake CLake$497M230EMMA↗
Community Unit School District Number 4 Champaign CountChampaign$492M76EMMA↗
Community High School District No. 115, Lake County, IlLake$489M90EMMA↗
Community Unit School District Number 187 St. Clair CouClair$470M128EMMA↗
Illinois Student Assistance CommissionUnknown$462M3EMMA↗
Community Consolidated School District Number 15 Cook CCook$452M195EMMA↗
Community Unit School District Number 308 KendallWill$446M60EMMA↗
J. Sterling Morton High School District Number 201, CooCook$420M60EMMA↗
Community High School District Number 210Cook$419M95EMMA↗
Community Unit School District Number 365-U, Will CountWill$369M68EMMA↗
School District Number 58 Dupage County, Illinois (DownDupage$355M48EMMA↗
Community High School District Number 307 Kankakee CounKankakee$323M160EMMA↗
Community Unit School District Number 428 Dekalb CountyDekalb$320M148EMMA↗
Community Unit School District Number 300 Kane, MchenryDekalb$306M88EMMA↗
Joliet School District Number 86 Will CountyWill$304M84EMMA↗
Chicago IllCook$301M70EMMA↗
Barrington Community Unit School District Number 220Lake$299M75EMMA↗
Community Consolidated School District Number 64 Cook CCook$295M65EMMA↗
Community High School District Number 111 GrundyWill$279M60EMMA↗
Community Consolidated School District Number 34, Cook Cook$266M80EMMA↗
⚠ Financial Anomaly Flags — CRITICAL & HIGH Priority
DistrictCountyPriorityFlag
City Of ChicagoCookCRITICALDEBT_SERVICE_HIGH: 661541819.0% of total expenditures
BONDS_ZERO_DEBT_SERVICE: $42.4M bonds, $0 debt service
Cook County Illinois School District Number 78 RosCookHIGHDEBT_SERVICE_HIGH: 30.2% of total expenditures
Cook County, Illinois, School District Number 89 (CookHIGHDEBT_SERVICE_HIGH: 2765646.0% of total expenditures
School District Number 103, Lake County Illinois (LakeHIGHDEBT_SERVICE_HIGH: 1154987.0% of total expenditures
School District Number 89 (Maywood-Melrose Park-BrCookHIGHDEBT_SERVICE_HIGH: 2765646.0% of total expenditures
FOIA Roadmap — Bond Compliance Investigation

1. For FPS/No LS Bond districts: FOIA district for (a) FPS fund ledger entries past 5 years; (b) board minutes approving FPS expenditures; (c) all life safety survey reports from ISBE/SFB; (d) any bond authorization resolutions.

2. For Zero Debt Service districts: FOIA for complete bond amortization schedule; trustee account statements; any defeasance or escrow agreements; bond counsel engagement letters.

3. For HIGH priority districts: Pull EMMA Official Statements → identify underwriters and bond counsel → cross-reference with ILSBE political donor database → check for KTJ or Sandner Group at 440 S. LaSalle.

4. Contractor cross-check: EMMA Official Statements list construction contracts for bond-funded projects. Cross-check contractor names against political donor list and against entities connected to Palumbo, Builders Paving, and DuPage political network.

◆ Investigation Network

⚡ Active Investigation Leads 🔗 Statewide Conflict Analysis 📊 Financial Anomaly Report 📑 TIF Legal Audit 🔍 Grasso / Palumbo Network 🛡 Insurance Universe Downstate Batch 4 Downstate Batch 5 Downstate Batch 7 Downstate Batch 9 Downstate Batch 10
Illinois School System Audit 2026
866-312-6456  |  auditor@illinoisschooldistrictaudit.com
IllinoisSchoolDistrictAudit.org  |  Bond Market Investigation  |  1,150 Districts  |  May 2026